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Ed777

  16 months ago

Joint Bank Accounts.
Closed

I was chatting to a girl at work this morning and she is upset by the fact that her boyfriend who she has been living with for 2 years refuses to have a joint account. He owns the house that they live in and as it is mortgage free she does not have to contribute to a mortgage nor does she pay rent, they simply split the bills. He also earns over twice what she does. Do you think she is right to be upset and do you think joint accounts work? I myself have never had a joint account and cannot imagine having one.
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natalie_reid_411

  16 months ago
I've been with my partner for nearly 8 years and we still have separate accounts. We've never felt the need for a joint account and so we've never looked into it.
1 comments

taandja

  16 months ago
I have been married for nearly 50 years and have always had joint accounts and owned everything jointly. However, neither of us had very much when we first met so we started off equal and then worked together as a fully committed partnership. I do think it is different in the case that you sight, but while I would not expect the boyfriend to share all his assets at this stage in their relationship I think they are missing out on an important aspect of a relationship in by not having a joint account for the jointly financed aspects of their life together.
1 comments

Hawksmoor

  16 months ago
Tell her she might well be very glad, one day, that he has refused! Like you, I could never imagine having a joint a/c! I dont even like sharing a JustEat order....! You cant trust no f*kr these days!
1 comments

C9351673y

  16 months ago
Yes, he shouldn’t share all his money but some he should. It’s a partnership living with someone!
1 comments

jennie93x

  16 months ago
Nope she has no right to be upset. If that's his preference then so be it. I was with my ex partner 9 years and had two children together and never shared a joint bank account.
1 comments

tobxx

  16 months ago
No joint Banks
1 comments

jackiee

  16 months ago
It doesn’t really matter tbh, why be upset when it’s free
1 comments

Justjayden

  16 months ago
She’s wrong
1 comments

matthewpartt14

  16 months ago
Hdhx
1 comments

PoohBah

  16 months ago
A joint account might be useful for paying the household bills, in which case all they need to do is transfer in an equal (or agreed) share to cover these, so the money involved would be minimal; but there's no reason why they should not keep separate personal accounts as well, or instead. My parents never had a joint account in almost fifty years of marriage and seemed to manage very well; in fact my mother didn't have a current account of her own until after her retirement.
1 comments
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