The credit crunch and rising cost of living is really beginning to hit me now! I have seen the spare cash in my pocket getting less and less with each passing month, and that is with being a non-smoking pedestrian! If things carry on as they are, I’ll be living hand to mouth by the end of the year. Already this year I have decided not to go on holiday this year and started to budget for a lean Christmas, setting a maximum spending limit for each person. 2009 is going to be the darkest year for many, and I don’t see a light at the end for many years.
