A lot of people in my family are and are finding that they are having to cut back on presents and so on which i thinks is a real shame as Christmas is suppose to be about enjoying yourself and having a good time with family and friends instead of worrying about money!

Up to a point - my bills are always due just before Christmas and with Thursday and Friday being bank holidays my wages will be credited to my account two days later than usual (doesn't seem to stop the banks tanking the money out on time though)